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First time Home Buyer!

Buy a House with Little to No-Money Down!

One thing I hear all the time is I don’t have enough money for a down payment. We’ll today I’m going to tell you how you can actually save a lot of money by buying a home with very little to no money down.

Here in the State of Indiana there are a lot of Program Options available. One that I think is hands down the best is the Indiana H2O program (grant money). Now it is income based and you have to be a first time home buyer (which means you haven’t owned in the last 2 years). The income requirement is right around $69,100 a year or lower and you have to have a Credit Score of 660 or higher.

The way it works is if you qualify, you would go a head and write and offer on a house you like. Once it is accepted you’ll need upfront funds for Earnest Money, your  Home inspection and the mortgage application. If, and I mean if, you as a buyer don’t try to haggle too much on the price of the home itself we can usually get enough money to cover some of  those expenses in the form of  closing costs paid by the seller. Then you would receive a refund at closing for your earnest money as well as the mortgage application and appraisal. With that being said you would then own a house for the cost of the home inspection itself and that’s it.

I don’t know about you, but this sounds like a great deal to me and it definitely beats renting. So if you are ready to start saving

GIVE ME A CALL NOW! (219)406-7195

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About Brent Wright

Picture of Brent Wright

Brent Wright

Real Estate Professional - Realtor

219-706-2998219-706-2998 main

Brent W. Wright - McColly Real Estate

Serving Northwest Indiana! Beverly Shores IN, Burns Harbor IN, Cedar Lake IN, Chesterton IN, Crown Point IN, DeMotte IN, Dune Acres IN, Dyer IN, East Chicago IN, Gary IN, Griffith IN, Hammond IN, Hebron IN, Highland IN, Hobart IN, Kouts IN, Lake Station IN, Long Beach IN, Lowell IN, Merrillville IN, Munster IN, Ogden Dunes IN, Portage IN, Porter IN, Schererville IN, Saint John IN, Valparaiso IN, Wanatah IN, Westville IN, Whiting IN, Winfield IN



Brent has stuck by my side through the whole process. If I want to see a house, immediately he sets up a time and we are looking at the house. You can always get ahold of him. He is very knowledgeable too!


Brent is an amazing person, He helps in any way he can to his fullest! He isn't just doing his job, he goes above and beyond. With any question given, he has an answer every time and even if he did not know the answer, he would do whatever research needed so... (more)

5chris reed28

Brent is very hardworking. Best realestate agent to have. He showed me tons of homes in my price range and offered his expert opinion and background of the neighborhoods we were in.

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Chuck Dayton


( 33 reviews )

(219) 763 3376 x4207

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